Currency Exchange Calculator

Calculate currency exchange amounts with spreads and preferential rates for 10 major currencies.

📖How to Use the Currency Calculator

1Select Currencies and Enter Amount

Choose the source and target currencies, then enter the amount you want to convert.

2Input Exchange Rate

Enter the current base rate from your bank or broker. Find live rates on Google, XE.com, or your bank's app.

3Set Preferential Rate

Banks and brokers often offer fee discounts (e.g., 70-90% off the spread). Enter your discount percentage to see the actual amount received.

💡Use Cases

Calculate currency needed for international travel
Convert overseas stock investment amounts
Estimate actual cost of international purchases

Frequently Asked Questions

What is a currency spread?

The spread is the difference between the mid-market rate and the rate your bank charges. Example: mid-rate is $1 = ₩1,300 but the bank sells at ₩1,320 — the spread is ~1.5%.

Are brokerage exchanges cheaper than banks?

Yes. Securities firms (e.g., Mirae Asset, Kiwoom) often offer up to 95% discount on spreads for investment purposes, making them significantly cheaper.

Currency Exchange Calculator