2025 Salary Calculator: How Much is My Take-Home Pay?

Gross Salary vs. Net Salary. Why is the money in my bank account different from my contract? We explain taxes and deductions for 2025.

Hello! This is Cheetset.

When you get a job offer, the most important number is your Annual Salary. But if your offer is $50,000, you don't get $4,166 every month.

Taxes and insurance premiums are deducted first. Today, let's find out how to calculate your Real Take-Home Pay.

1. Where Does My Money Go? (Deductions)

Here are the common deductions in many countries (rates vary by location, this guide focuses on general principles and South Korean specifics as an example):

1-1. National Pension

Saving for retirement. Usually, the employer and employee split the cost.

1-2. Health Insurance

Medical insurance coverage. Essential for healthcare access.

1-3. Income Tax

The tax you pay to the government based on your income bracket. The more you earn, the higher the percentage.

2. Calculate Instantly with Cheetset

Don't struggle with complex tax tables. Use the Cheetset Salary Calculator.

3. Why Net Salary Matters

When negotiating a salary, always look at the Net Salary (after tax). This is the actual money you can spend or save.

Use our tool to plan your finances smartly!